Review on Metrocitybk
MetroCityBK.com markets itself as a totally digital, next-generation bank. Services like account opening, digital banking, investment transfers, loans, multi-currency accounts, round-the-clock help, and more are available on its home sites. With slogans like "Simple. Quick. Secure Banking System," the website positions itself as offering "world class banking services" to both people and corporations.
It provides contact information (phone and email), a fictitious address ("54B, Tailstoi Town 5238 MT, Ohio, IA 522364"), and operating hours on its About / Contact pages. Additionally, it advertises features like "instant notifications," "interest-free transfers," entirely digital sign-up, no monthly fees, multi-currency accounts, etc.
Numerous red flags, however, contradict these claims: phone numbers that might not correspond to known banking locations, fictitious or implausible addresses, a lack of verifiable regulation or licensing, weak or generic material, and no reliable third-party confirmation of operations. The website promises banking services without the infrastructure to support them, which is one of the many telltale signs of an online bank fraud.
Notable Keypoints to note on metrocitybk
The site describes many banking features (loans, multi-currency accounts, digital banking, etc.) There is no evidence of regulatory license/charter, no bank directory listing, no central bank supervision name, no “registered with financial regulator” disclosures visible.
They allow digital account opening / apply online No proof users have successfully opened accounts or withdrawn funds. The “Login / Open Account” may be dummy forms or front ends.
Content uses familiar banking language (“secure & grow your wealth,” “world class banking”) The content has grammatical oddities, generic phrases, and overblown claims (e.g. “Zero % interest free transfers,” “award-winning bank”) without verification.
The site is live, with “Open Account,” “Login,” “Apply Now” sections — giving the impression of functionality. The contact address is odd and likely fake (e.g. “Tailstoi Town 5238 MT, Ohio, IA”). It does not match known geographies.
Lack of oversight / regulatory disclosure: Real banks are regulated by central banks or banking authorities, have charter numbers, and must comply with consumer protection rules. This site has no such disclosures. The absence is a major red flag.
Incoherent / implausible address and contact information: The given address (“Tailstoi Town, Ohio, IA”) mixes state abbreviations and seems fictional. That suggests the site is not tied to a real geographic banking institution.
Multiple phone numbers and contradictory statements: Genuine banks keep consistent contact information. Contradictory numbers and support claims signal a lack of real organization.
Template / placeholder content: The “Loans Approved 00 k” text suggests incomplete or generic placeholders, common in template scams.
Promises too good to be true: Zero% transfers, instant support, multi-currency accounts, etc. Without infrastructure, such claims are unlikely.
No evidence of functioning banking activity: No audited statements, no deposit / withdrawal proofs, no user testimonials verified, no mention in banking news or finance directories under that name.
Incentive to lure deposits: The site encourages opening accounts, applying for loans — these may be ways to get people to submit money / identity documents into a system with no real backing.
Weak security indicators: Even though the site likely uses HTTPS, that does not validate the legitimacy of the business — many fraudulent sites use HTTPS.
Use of generic design and language: The site looks like a stock template, with generic copy, emphasizing buzzwords, but lacking substance or verification.
All combined, the site aligns with known patterns of online banking scams — creating appearance of a bank, collecting user info and possibly funds, but offering no real banking infrastructure or reliable accountability.
